Meet our Team
Terry has been a prominent figure in the financial Services industry for many years. When he left his role in the Royal Air Force he began a career in banking at Hambros Bank and AVCO Trust both companies merging with Crusader insurance a subsidiary of Britannia Building Society. Terry soon became a member of the Management team ending up as Head of Sales for the group. He subsequently filled the role of CEO and Director at several financial institutions in the UK including Edeus (Merrill Lynch), Providence Financial (MD) Chase (CEO), Key Retirement Solution, Charterhouse (MD Intermediaries) and CEO of Grays Inn Capital.
He most recently had the position of Main Board Director and Head of Sales for the London Rebuilding Society. Currently Terry holds the positions of MD of Channel Equity Finance. Terry has joined us as MD of regulated activity and is looking to expand the department through debt finance and bank syndication. In 2007 Terry won the prestigious award of Finance Broker of the Year and the companies he has guided have also won many similar accolades.
Having trained at the Bar in London, Adam entered the business of Asset Management in 2003, as head of compliance with a small Swiss firm ISC Group, where he stayed until 2008 when he left to take up a post with AD and AD Group, a division of ADIA in the UAE specialising in project finance and development of African projects. During this time, he assisted in a number of large projects including the refinancing of CMH, the state Gas company in Mozambique, and the funding of Longflex Metals, a 500 sq. km gold mining operation in Mali.
In 2013, Adam returned to London as an asset finance consultant for Oracle Capital Group before being promoted to Global Commercial Director where he oversaw 2 major asset finance transactions and the onboarding of new investor clients with a collective net worth of over EUR500 billion. Adam has experience in Private Equity and Venture Capital along with general business acumen and many year’s experience building relationships with funds and family offices.
Having attended Cardiff University studying Geology, Tom entered the world of corporate investment services 8 years ago. Tom has a solution focused experience in corporate finance, after gaining experience at a number of bespoke Private equity, Investment, Venture Capital and Debt Houses.
As well as working alongside two of the big four accountancy/business practices Ernst & Young and KPMG on short term contracts where he learnt additional skills associated with corporate finance. Tom has particular experience with alternative lenders based in the UK and Europe, looking at large scale development projects, both in real-estate and energy. Tom currently holds a number of Non-Exec Director roles for both energy and real-estate development groups.
Specialist areas: Financial analysis, Modeling, M&A, Venture capital, Negotiations, Bespoke funding opportunities, IPOs AIM and LSE listings, Forecasting, Market analysis, Industry analysis
Head of Business Development South-East Asia
Robert advised the Korean Embassy in London on Energy projects and was a former member of KEPCO management. He advises on legal issues arising at various stages of construction and offshore projects in general. Benefiting from his early career at the power corporation Robert is also well positioned to advise the energy industry and is a specialist in this market.
He brings over twenty years of experience to Charter HCP advising blue chip companies and governments from emerging Asian markets at the highest levels on how to build their profile and secure new commercial opportunities overseas.
After studying law in Korea and the UK Robert has a reputation for being experienced in developing project opportunities such as; the investment in Hinkley Point C nuclear power station new build project plus a number of other projects such as joint Venture opportunities with several UK utilities groups and gas fired power stations in 2014-2017.
Robert has a good reputation in all areas of business and commerce.
Senior Relationship Manager
James worked within the media industry for over ten years running the ‘traffic department’ of a post-production house in Soho, including a video library for clients like Sony, 20th Century Fox and the BFI. Changed career and worked for a social enterprise ‘The London Rebuilding Society’ as a customer liaison officer. Assisted elderly and vulnerable persons repair their homes in order to remain in them and not go into care.
James left after the pilot scheme but was inspired, gained CeMap qualification as a regulated mortgage adviser, and worked via the largest adviser network in the country. This role also included writing insurance business.
Having served customers and clients in various guises and industries over the years James is keen to develop his skills further in an ever-changing landscape that is finance. Especially within the field of climate change and his passion to help fund cutting-edge renewable energy sources to help save our precious planet.
Adam is lead analyst at CharterHCP. He is responsible for qualifying investment opportunities, undertaking due diligence and analysis of projects. Adam received his bachelors in Economics from New York University and afterwards did an internship in Geneva at Tamoil, an oil distributor where he worked both in the
planning and finance departments. He subsequently decided to pursue a career in finance where he could utilise the knowledge and skills acquired from his degree. In addition, Adam is a candidate for the Certificate of Corporate Finance from The Chartered Institute for Securities & Investment.
Head of International Deployment
Aída has over 15 years of experience in the financial services industry, with an emphasis on international lending and product development. Specific industry experience includes business development; commercial loan underwriting; acquisition, development and construction loan origination and administration; loan workouts; management of real estate owned; risk management; cross-border lending; product design and implementation; and compliance.
Career highlights include: Director of Bi-national Program for GMAC-RFC, and part of the leadership team tasked with the design of a new mortgage business. Created solutions to define the credit box, origination and servicing issues, such as escrow management of taxes, insurance and trustee fees, to allow a high-volume operation with fully securitizable assets. Head of Compliance at the Student Loan Marketing Association (Sallie Mae) responsible for reducing losses on claims against delinquent and defaulted loans, and monitoring company-wide compliance with state and federal regulations.
Aida Pantoja Witt
Paul Munin is a 25+ year financial services industry professional and has achieved success in the Mortgage Banking, Commercial Banking, Commodities, Risk and International arenas. He has earned a Finance degree, as well as his MBA. Over the course of his career Paul has attracted new business partners and created high
performing relationships. Paul has been recognized In the Austin Business Journal as one of the Top 25 Mortgage Heavy Hitters for Austin (2003, 2005 & 2007).
Paul’s goal is to provide world-class customer service to his clients. It is his intent to listen, hear and truly understand your needs – a quality of business that seems to be forgotten in today’s highly automated society. He would like to develop a lasting relationship with you and help make your financial experience a stress-free and successful one.
Paul J. Munin
Michael Scanlan has been in private practice for over 35 years and was a partner for over 30 years in two of the UK’s leading medium-sized law firms. He now divides his time between being a consultant in a City Law firm and as in-house Counsel to Charter HCP both of which are recent appointments.
During his time in private practice, Michael has been involved a wide range of matters both contentious and non-contentious, within the general commercial sector, employment and insurance (general and corporate) field.
He has litigated matters in the Commercial court and Technology and Construction courts of the High Court and in the Chancery division (Chancery; Bankruptcy; Intellectual Property and Enterprise court) and on numerous occasions before the Court of Appeal and also before the Supreme Court and on numerous domestic and international arbitrations and mediations on matters across a broad range of sectors including engineering disputes; off-shore oil installations; aircraft leasing; copyright and trade name disputes; corporate insurance and professional negligence.
On the non-contentious side Michael has many years of experience in the negotiation and drafting of a wide variety of commercial agreements, including, company share purchase agreements; shareholder’s agreements; exclusive agency distributions; technology contracts ; IT Technology & Telecoms SAAS Agreements, Software Development and Licensing, Software Support and Hardware Maintenance, Outsourcing Contracts, Systems Integration, Directors agreements; finance broking agreements. On the advisory side and apart from general commercial advise Michael advises on FCA regulatory due diligence; HMRC Fraud and Advice (SEIS and EIS schemes especially)
Toby studied Aeronautical Engineering at Brighton University, after which he decided to pursue a career in the financial services industry. Following a period at an investment brokerage firm, Toby joined CharterHCP through our internship program and was subsequently hired as a full-time broker. Since then, he has worked to develop an extensive network of funder relations in both the residential and commercial sectors of bridging and development finance in the UK. His engineering skills bring a unique insight to the business and he is particularly knowledgeable on technology projects, pharmaceuticals and emerging engineering solutions.